TERMS AND CONDITIONS
PART 1: GENERAL REGULATIONS
PART 2: DEFINITIONS
Other than stipulated in these Terms and Conditions, the following definitions shall have the definition, meanings and interpretation as stipulated below:
“Account” means the valid account of the Customers in the Platform.
“Agreements” mean the pawn agreement, bailment agreement and consultancy agreement, entered into between the Customer and Atome and/or Atome Lending Partners.
“Atome Lending Partner” means any Atome’s partner that provides the Loan to the Customer through the Platform.
“Atome” or “we” or “us” or “our” (as the context may require) means Atome Vietnam Company Limited, a company established under the laws of the Socialist Republic of Vietnam, which is engaged in the field of software related services and financial/management consultancy.
“Customer Service Center” means Atome’s Customer Service Center at 19002637 (or other phone numbers as may be changed from time to time by Atome and/or updated on the Platform).
“Customer” means any party that uses our Services in the Platform.
“Loan” means the loan facility obtained by the Customer from Atome Lending Partner through the Atome Platform in accordance with the Agreements.
“Merchant” means any party that offers and sells its product to the Customer and is paid by the Customer through a payment option offered by Atome and/or Atome Lending Partner.
“Notice” means the provision of notices or approvals or confirmations (depending on each case) in regards with the Request of Services given by Atome and/or Atome Lending Partner to the Customer.
“OTP” means a one-time password that is specifically given to the Customer which is valid for a certain period of time.
“Platform” means the website, including any subdomains thereof, and any other websites owned, operated and through which Atome makes the Services available, any mobile, tablet and other smart device applications, and application program interfaces operated by Atome.
“Services” means services which is owned, administered, and provided by us and/or Atome Lending Platform through the Platform.
“Terms and Conditions” means these terms and conditions that governs the Customer’s use of our Services in the Platform, and the relationship between the Customer and Atome or Atome Lending Partner.
“Transaction Registration Method” means the transaction methods for receiving or sending documents related to the execution and performance of the Agreements, which are chosen by the Customer and registered in the Platform, including but not limited to, email, phone, text, etc.
PART 3: ELIGIBILITY, ACCOUNT CREATION, CUSTOMER VERIFICATION
PART 4: LENDING SERVICES
The Customer shall have the right to refuse to receive the Loan and the services as stipulated in the Agreements in the following manner:
Regardless of any reason, if excessing the time limited mentioned above, the Customer fails to perform the refusal in the manner specified in paragraph 5 above, the Agreements will be effective as prescribed above and the Customer is obliged to perform all of its obligations under the Agreements.
The Merchant shall have the right to cancel any transaction purchased by the Customer through a payment option offered by us and/or the Atome Lending Platform in accordance with the agreement between the Merchant and us.
PART 7: SECURITY POLICY
The data and personal information provided to Atome by the Customer and the Merchant during the registration, access and use of services on the Platform as well as the mobile data that the Customer and Merchant agree Atome to access will be processed and secured in accordance with the applicable laws and our Security Policy.
PART 8: INTELLECTUAL PROPERTY RIGHTS
PART 9: INDEMNITY
PART 10: REPRESENTATIONS AND WARRANTIES
As long as You use the Loan, You hereby represent and warrant to us that:
PART 11: CHANGES IN THE TERMS AND CONDITIONS